Living along the Emerald Coast means beautiful sunny beach days and coastal beauty, but it also means being prepared for hurricane season. From June 1 through the end of November, it’s important to stay prepared. Whether you’re a longtime local or a new homeowner in Navarre, here’s how to prepare your home and family for whatever wind and rain the season may bring.
Every home should have a well-stocked emergency kit ready before the first named storm even forms. Here are some essentials to include:
Local pro tip: Keep your kit in a labeled plastic bin that’s easy to grab and go.
Walk around your home and secure anything that could become dangerous in high winds. As soon as a tropical storm watch is issued:
Hurricanes often bring heavy rainfall in a short time, so taking these steps early can prevent costly water damage.
Navarre is no stranger to evacuation orders. Make sure you know your zone, your route, and your destination if you need to leave. The Santa Rosa County Emergency Management website offers up-to-date maps and alerts.
If you’re new to the area, talk with your neighbors or real estate agent. Local knowledge is incredibly valuable when a storm is approaching.
Local pro tip: Keep your gas tank at least half full during hurricane season. This helps you avoid long lines at gas stations when watches and warnings are issued, and skip the gas lines if an evacuation is in order.
Review your homeowner’s insurance policy now. Make sure you’re covered for both wind and flood damage. Flood insurance is a separate policy and often isn’t included in standard coverage, so speak with your insurance provider to confirm what’s protected.
When a storm is forecasted, don’t wait to act. Consider these upgrades and precautions:
Being proactive protects your home and your peace of mind. If you’re buying or selling along the coast, our team is here to guide you through the ins and outs of Florida living—including hurricane prep. At Navarre Real Estate Source, we don’t just know homes, we know the community.
Got questions about home protection or real estate this season? Reach out today. We’re here to help.
For many families along the Emerald Coast, summer isn’t just for beach days and BBQs, it’s also a prime time to make a move. If you’re thinking about buying a home, summer break offers a unique window of opportunity especially for households with school-aged children.
With school on pause, families have more breathing room to tackle a move. You can schedule home tours during the day, attend showings without rushing and manage the moving checklist without juggling homework, pick-up and drop-offs lines and extracurricular activities. The slower pace makes the journey to the closing table a little smoother.
Pro Tip: Get the kids involved! Assign age-appropriate moving tasks like sorting toys into “keep” and “donate” piles, packing up stuffed animals or books and helping tape up boxes. Not only does it lighten your load but it also helps them feel part of the transition. (Let’s be honest, what kid doesn’t love using packing tape?)
Buying in June or July gives you time to move in, get settled and help your kids adjust to their new surroundings all before the homeroom bell rings. It’s the perfect chance to establish a fresh routine without the added pressure of school schedules and general life chaos.
We know moving with younger children can be challenging. New environments can feel overwhelming and disrupt their routines. We’ve all had those nights where you’ve walked them back down the hallway and tucked them in three times by 9 PM.
To ease the transition, try to keep bedtime and daily routines as consistent as possible. Familiar habits offer comfort and help children feel safe and secure in their new home.
Summer is one of the busiest seasons for real estate along the Emerald Coast. That means more listings to explore but also more competition. Partnering with one of our experienced agents ensures you’re guided through every step from house hunting to making a strong offer and reaching the closing table with confidence.
First Step: Get pre-qualified. We can connect you with trusted local lenders in Navarre, Gulf Breeze, Pace and beyond to help you get started.
Buying a home during summer break makes sense for many families but preparation is key. Whether you’re relocating from across town or moving in from out of state, our team at Navarre Real Estate Source is here to make the process seamless. We’ve helped hundreds of families find their dream homes along the Emerald Coast and we’d love to help yours next.
PCSing? Our team is well versed in military moves!
Curious about your options this summer?
Let’s start with a conversation. No pressure, just expert guidance from a local team who knows how to get you home.
Every year, from May through August, the Emerald Coast becomes a hub of relocation activity as military families receive Permanent Change of Station (PCS) orders. If you’re one of the many service members transferring to Hurlburt Field, Eglin Air Force Base or NAS Pensacola, finding the right home quickly and confidently can feel overwhelming. This is where were come in!
Navarre Real Estate Source is a proud veteran and woman-owned agency that understands the PCS process because we’ve lived it ourselves. Here’s a simple guide to finding a home that checks all of your boxes, without the stress.
One of the biggest questions when moving to a new duty station is: How long will my commute be? Whether you’re headed to Hurlburt Field, Eglin AFB or NAS Whiting Field, the following local areas offer easy access:
Pro Tip: Ask your agent about neighborhood traffic patterns! U.S. 98 can be unpredictable during peak hours.
Our real estate agents work closely with our clients to tailor our search to your desired school zone and family’s needs.
Also look for:
Most active-duty military buyers use their VA loan benefit, which means it’s essential to find a home that already meets VA appraisal standards. This includes:
Our agents are experienced in VA loan transactions and can help you avoid properties that could cause delays or costly repairs.
We know PCS timelines are tight. You may have just a few days to house-hunt and even less time to close! We’ll narrow our search to find homes that are:
We know you’re juggling a lot: leave paperwork, TMO schedules, school enrollment, packing and more. That’s why it pays to work with a local team that’s done this before, both personally and professionally.
At Navarre Real Estate Source, we specialize in working with military families relocating to Northwest Florida. Whether it’s virtual showings, coordinating inspections while you’re out of state or negotiating flexible occupancy, our team is here to make your move as smooth as possible.
A PCS doesn’t have to mean stress and guesswork. With the right guidance, you can find a home that fits your lifestyle, timeline, and VA benefits.. all while enjoying the white sandy beaches the Emerald Coast has to offer.
If you’re relocating to Hurlburt Field, Eglin AFB or NAS Pensacola, let Navarre Real Estate Source be your boots on the ground. We’re here to help you find more than just a house; we’ll help you find your Florida home.
Contact us today to get your personalized PCS relocation guide and start your home search.
Spring is in full swing along the Emerald Coast and there is no better time to breathe new life into your garden! Whether you’re sprucing up your landscaping before listing your home to sell or simply enjoying the sunny season in your new home, April and May are prime conditions for planting in Northwest Florida.
While Navarre’s subtropical climate means a longer growing season, knowing what to plant, and when, is key to a thriving lush garden. Here’s your go-to guide for spring planting in Navarre, Pensacola, Milton and beyond.
April is a fantastic time to get a jump start on annuals, perennials, herbs and veggies that thrive during the spring season.
Marigolds: Easy to grow and pest-resistant
Petunias: Perfect for hanging baskets and garden beds
Zinnias: Bright, butterfly-attracting blooms
Salvia & Pentas: Thrive in full sun and attract pollinators
Tomatoes: Get them in the ground early April
Peppers: Bell, banana, and jalapeños do great here
Squash & Zucchini: Quick growers in warm soil
Cucumbers: Prefer well-drained soil and trellises
Basil: Loves the heat and grows fast
Thyme & Oregano: Low-maintenance and great in containers
Parsley: Tolerates spring temps and partial shade
As temps rise, May is all about heat-loving plants that thrive in Florida’s sun-soaked climate.
Vinca (Periwinkle): Tough, drought-resistant color
Portulaca (Moss Rose): A low-growing beauty for borders
Sunflowers: A cheerful choice that grows fast in full sun
Sweet Potatoes: Perfect for planting in late spring
Okra: Loves the heat and sandy soil
Eggplant: Start from transplants for best results
Hibiscus & Bougainvillea: Bold blooms that scream “Florida”
Crotons & Caladiums: Bring rich color and texture to shaded spots
Soil Prep Matters: Be sure to mix in compost or organic matter to improve sandy soils.
Water Wisely: Early mornings are best; deep, less frequent watering encourages strong roots. If you’re watering in the afternoons, you risk scorching your plants in the sun.
Mulch It: Helps retain moisture and keeps weeds down—essential during hot days.
Know Your Zones: Northwest Florida is mostly in USDA Zone 9a/9b, which means frost is rare after March.
Thinking of listing your home? A fresh garden or flowerbed can be a major curb appeal booster. Bright flowers in containers, tidy hedges and a freshly mulched yard send a strong first impression to buyers. Need more prep tips? Our team at Navarre Real Estate Source is happy to help get your home market-ready—inside and out.
Happy planting, and here’s to a beautiful spring in Navarre Florida! 🌞🌷
When you’re buying or selling a home the financing options can make a difference in the affordability and ease of the process towards closing. One lesser-known but potentially helpful option is mortgage loan assumption, which allows a buyer to take over an existing mortgage.
For buyers, assuming a loan could mean securing a lower interest rate compared to current rates. For sellers, offering an assumable loan could make their home more attractive to potential buyers. However, this process comes with specific requirements, qualifications and considerations. Let’s discuss.
A mortgage loan assumption allows a homebuyer to take over the seller’s existing loan, including the interest rate, balance and remaining repayment period. Instead of applying for a brand-new mortgage, the buyer essentially step into the seller’s shoes, continuing payments under the same terms.
This option can be highly advantageous when the interest rates are higher, as the buyer could assume a much lower rate than what’s currently available.
However, not all loans can be assumed. Generally, only government-backed loans allow for assumption:
Additionally, conventional loans are only assumed in rare cases due to a special clause in the mortgage terms. Not all lenders allow USDA loans to be assumed; it is important to check with your loan servicer before moving forward.
Can a Non-Veteran Assume a VA Loan?
Yes, but it’s not a good idea. If a non-veteran assumes a VA loan, the original veteran’s entitlement remains tied to that loan, therefore, they will not be able to use benefits to purchase another home until the original loan is paid off in full.
For this reason, many veterans prefer to have another veteran assume their VA loan, as it allows for a smooth transfer of entitlement.
Why Would a Buyer Want to Assume a Loan?
If the seller’s mortgage has a low interest rate, assuming the loan can save buyers thousands of dollars over the life of the loan. This is particularly valuable when market interest rates are significantly higher. Additionally, traditional home loans require extensive underwriting, private mortgage insurance and lender fees. An assumption can bypass some of these costs, making homeownership more affordable for the buyer.
The Loan Assumption Process: What Buyers Need to Know
#1. Does the Buyer Need to Qualify for the Loan?
Yes. Even though an assumable loan does not require a new application, the buyer must meet credit, income, and asset requirements set by the lender.
#2. Does the Property Have to Be a Primary Residence?
It depends on the lender. Some lenders allow assumptions on investment properties, while others require the buyer to live in the home as their primary residence.
#3. What Costs Are Involved?
While assuming a loan can save money, there are still upfront costs, including:
– Closing costs
– Escrow account setup fees
– Any applicable funding fees (VA loans require a funding fee unless the buyer is exempt)
Additionally, if the home’s sale price is higher than the remaining loan balance, the buyer must pay the difference in cash or secure secondary financing.
If you’re looking for a low-interest loan and reduced closing costs, assuming a mortgage could be a fantastic option. However, be sure to check with the loan servicer to ensure you meet qualification requirements.
What Sellers Should Know About Loan Assumption
If you’re selling a home and your loan is assumable, this can be a major selling point in a market with rising interest rates. However, there are a few key considerations:
The seller must continue making payments until the assumption is complete and closed. No missed payments are allowed. Additionally, veterans selling a home with a VA loan, it is important to request a release of liability from the VA once the assumption is complete; this process can take 45-60 days.
Upon closing, the seller will receive a refund of any remaining escrow balance.
Navigating mortgage loan assumptions can be complex, but with the right guidance by Navarre Real Estate Source, it can be a huge advantage for both buyers and sellers. Contact us today for a recommended mortgage lender we trust along the Emerald Coast.
Welcome to 7197 Brinkley St in Navarre, where luxury meets comfort in this beautiful 4-bedroom, 3-bathroom home. Priced at $715,000, this single-family residence offers 2,612 square feet of thoughtfully designed living space, making it the perfect choice for families, professionals or anyone seeking their own piece of paradise on the Emerald Coast.
From its modern amenities to its prime location, 7197 Brinkley St promises the ultimate Gulf Coast lifestyle.
Spacious and Elegant Living
When you step inside this beautiful home, you’ll discover an open-concept layout that seamlessly connects the living, dining and the kitchen areas. Natural light floods the home with the high ceilings, recessed lighting and large windows. The neutral color palette provides a perfect backdrop for any style of decor.
Gourmet Kitchen
Create lasting memories with family and friends in 7197 Brinkley St’s kitchen, designed for both functionality and style. Whether you’re cooking a casual breakfast or hosting a dinner party, this kitchen is the perfect backdrop.
Key Features:
Luxurious Bedrooms and Bathrooms
The home offers four spacious bedrooms, each designed to be a private retreat. The split-bedroom floor plan ensures privacy, with the primary suite separated from the additional rooms.
Outdoor Oasis
Emerald Coast living is all about enjoying the outdoors, and 7197 Brinkley St delivers with its breathtaking backyard and covered patio. Imagine sipping your morning coffee while soaking in the peaceful surroundings or hosting weekend barbecues with friends and family.
Emerald Coast living is all about soaking up all of the sunshine and 7197 Brinkley St delivers with its breathtaking backyard, sparkling blue swimming pool and covered patio.
7197 Brinkley St is located in one of the most desirable neighborhoods in Navarre, this home offers the perfect balance of relaxation, tranquility and convenience. This home is located near the Emerald Coast’s sugar-white sand and emerald waters, top rated schools, the growing shopping areas, boutiques and restaurants. Military families are close to Hurlburt Field, Eglin Air Force Base and NAS Pensacola. A combination of spacious interiors, moder amenities and prime location makes 7197 Brinkley St the perfect choice for you.
Don’t miss your chance to own this incredible property in Navarre. 7197 Brinkley St is move-in ready and waiting for its next owner. Contact Navarre Real Estate Source today to schedule a private viewing, discuss financing options, or get more details about this exceptional home.
Owning a home in Florida comes with various benefits, and one of the most significant is the homestead exemption. This tax exemption is designed to reduce the property tax burden for homeowners who use their property as their primary residence. For homeowners in Okaloosa, Escambia, and Santa Rosa counties, understanding the homestead exemption will help maximize your savings and ensure compliance with local tax laws.
Let’s explore why it is important to you, and how to apply.
The homestead exemption is a legal provision that allows homeowners to reduce the taxable value of their primary residence by up to $50,000. The first half applies to all property taxes, while the second half applies only to non-school taxes (such as taxes for county government, city/municipality, districts, emergency services, and infrastructure like roads and bridges). Additionally, Florida’s “Save Our Homes” cap limits yearly increases in a property’s assessed value to 3% or the percentage change in the Consumer Price Index, whichever is lower. This provides homeowners with long-term stability and protection against rising property values.
To qualify for the homestead exemption, the property must be your permanent residence as of January 1 of the tax year. Applicants must be U.S. citizens or permanent residents, and only one homestead exemption is allowed per individual or married couple. Proof of residency is required, which may include a Florida driver’s license, voter registration, and/or utility bills. These documents verify that the property is your primary residence, ensuring compliance with the exemption requirements.
Depending on income requirements, seniors aged 65 or older may qualify for additional exemptions. Disabled veterans and those with disabilities may also have additional reductions in their property taxes. For example, a homeowner who qualifies for both the homestead exemption and a disability exemption could see significant reductions in their tax liability.
Applying for the homestead exemption is a simple and straightforward process. Application form DR-501, along with the necessary proof of residency documentation, must be filed with the county property appraiser’s office by March 1 of the tax year. For Okaloosa and Escambia County homeowners, applications can be filled out online through the property appraiser’s website. However, Santa Rosa County encourages first-time applicants to visit their office.
The homestead exemption for Okaloosa, Escambia, and Santa Rosa counties automatically renews each year, making it easy to maintain your benefits.
If your primary residence changes or the property is converted to a rental property, you are required to notify the Property Appraiser’s Office. Fines and penalties (including back taxes) may apply if you fail to update your status.
The homestead exemption is a great tool for reducing property taxes and protecting your home. Do you have any questions about filing or whether you qualify? Contact your county’s property appraiser’s office or ask your real estate agent.
As the temperatures drop and Navarre homeowners begin to rely turn on their heaters, safety measures like carbon monoxide detectors become even more critical. Carbon monoxide (CO) is often called “the silent killer,” since it doesn’t have an odor, color or taste. Let’s discuss why your home needs a carbon monoxide detector, how to respond to an alert, and how to prevent CO exposure in your home.
What is Carbon Monoxide?
CO is a product of burning fuels such as natural gas (including propane) or wood. It’s produced when combustion occurs without adequate ventilation or oxygen supply. Common causes of Co come from gas furnaces, water heaters, fireplaces, gas stoves/ovens and vehicles running in closed spaces (attached garages).
Why is CO Dangerous?
When CO binds to the hemoglobin in your blood, it prevents oxygen from circulating causing severe health consequences. Increased exposure to a high-level of CO may result in unconsciousness or even death.
If you’re experiencing any of these symptoms it is important to seek medical attention. Remember, early detection of CO poisoning can save lives.
Why Every Home Needs a Carbon Monoxide Detector
Carbon monoxide detectors help save lives by providing early warnings, allowing people to leave the area before CO levels rise to deadly levels. Additionally, CO detector alerts you before symptoms like dizziness, nausea, or confusion set in.
When carbon monoxide (CO) detectors sense dangerous levels, they will sound an alarm similar to a fire alarm. When deciding where to place your carbon monoxide detectors, position them near sleeping areas and common rooms, while avoiding placement near vents. Remember to test detectors monthly** and replace batteries annually.
If your CO detector alarms, be sure to evacuate the area immediately, call 911 and do not re-enter until you’re given clearance.
Carbon monoxide detectors are an essential safety feature for every household. As cooler Florida weather and we’re turning on our heating systems, by installing, maintaining and knowing how to respond to CO detector alerts ensures your family’s safety.
Unlocking the door to your dream home is an exciting journey, and at Navarre Real Estate Source, we are your steadfast guides through every step of the home buying process. As you embark on the adventure of buying a house, our expertise transforms this process into a seamless and personalized experience.
With its unique coastal charm, Navarre demands a nuanced understanding. Our team of real estate agents are knowledgeable in current pricing trends, upcoming developments and neighborhoods, offering insights that go beyond the surface. It’s not just about finding a house; it’s about finding your place in the heartbeat of Navarre. We are confident in our ability to help you buy your dream home.
Our team of real estate agents knows negotiation is an art; it takes skill to ensure you secure optimal terms and prices. In the vibrant and competitive marketing of home buying and selling in Navarre, our prowess becomes your distinct advantage, turning your homeownership dreams into a beach-side reality.
Our experience in navigating the paperwork maze of home buying and selling is where our agents shine. Real estate transactions involve reading the finer print, and our realtors meticulously manage every aspect, ensuring a stress-free path to homeownership. Your focus remains on the joy of finding your perfect home.
Buying a house isn’t just a transaction; it’s a journey, and at Navarre Real Estate Source, we’re dedicated to making it your best one yet. Explore our active listings to begin your adventure toward homeownership in the charming coastal haven of Navarre.
Are you searching for a home for sale in Pace, FL that combines elegance with space and modern comforts? If so, look no further than the stunning property at title=”5990 Mountain Crest Avenue in Pace, FL”>5990 Mountain Crest Avenue. This home seamlessly brings together luxury, convenience and the best of Northwest Florida living—all in one place!
This beautiful property boasts 5 bedrooms and 3.5 bathrooms on 1.08 acres. As you step through the front door, you’ll be welcomed by an open-concept layout thoughtfully designed to maximize space and natural light, creating a warm and inviting atmosphere in every room. Next, with its spacious living room and family area, this home offers the ideal setting for both entertaining and relaxation. Furthermore, the kitchen is equipped with high-end stainless steel appliances, a large kitchen island and generous counter space. Each bedroom also features large windows, providing ample natural light. Meanwhile, in the master suite’s bathroom, you’ll find double vanities, a large soaking tub and a separate shower.
But the amenities don’t stop there! This home’s backyard is a tropical oasis, complete with a massive lagoon-style swimming pool featuring three fountains, LED lighting, palm trees and, of course, a cabana!
Don’t miss out on this rare opportunity to own a beautiful, spacious home in Pace, FL. Visit our listing for 5990 Mountain Crest Avenue to see more details, photos and to schedule a tour. Your new home is calling… schedule your showing today!
Imagine waking up each morning to the serene sound of waves gently hitting the shore, as the sun rises over the horizon. The first rays of light fill your room, inviting you to step onto your balcony, where you can sip your morning coffee while gazing out at the endless expanse of the Gulf of Mexico. This is not just a daydream — this is the reality of life in a Navarre beachfront home.
Nestled along the sugar-white sands of Florida’s Emerald Coast, Navarre offers a unique blend of natural beauty, tranquility, and a friendly community. Here, you’ll find that life moves at a more relaxed pace, allowing you to fully enjoy the serenity of Navarre beachfront living. Whether you’re seeking a peaceful retreat, a family-friendly environment, or a vibrant spot for entertaining, Navarre has something to offer everyone.
At Navarre Real Estate Source, we believe that buying a home is more than just a financial decision—it’s a commitment to a lifestyle. That’s why we take great pride in offering a handpicked selection of Navarre beachfront homes that cater to a variety of tastes and needs.
Imagine spending your days exploring pristine beaches, kayaking or paddle boarding near the local’s favorite Juana’s, or simply lounging by the water. As the day winds down, you can unwind on your private deck, enjoying a front-row seat to some of the most breathtaking sunsets you’ll ever witness.
What sets Navarre Real Estate Source apart is our unwavering commitment to our clients. We understand that every buyer has unique needs and preferences, and we are dedicated to finding the perfect match for each of our clients. Our team consists of experienced real estate professionals who have a deep connection to the Navarre community. This local expertise gives us an edge in identifying the best properties and negotiating the best deals for our clients.
We are not just selling homes; we are offering a personalized real estate experience. Our approach is tailored to ensure that every client feels valued and supported throughout the entire buying process. From the initial consultation to closing, we are with you every step of the way, providing expert guidance and answering any questions you may have.
Our commitment to excellence is reflected in the stories of our satisfied clients. Whether you’re a first-time buyer looking for an investment home, a retiree seeking a peaceful place to enjoy your golden years, or an investor looking for a property with strong rental potential, we have helped countless clients achieve their real estate goals.
Owning a piece of Navarre’s pristine coastline is more than just a dream; it’s a reality that is within your reach. At Navarre Real Estate Source, we are here to help you make that dream come true.
Don’t let this opportunity pass you by. Contact Navarre Real Estate Source today to schedule a consultation and begin your journey toward owning a beachfront home. Our team is ready to assist you in finding the perfect property that meets your needs and exceeds your expectations. Your ideal coastal sanctuary is waiting for you, and we are here to help you find it.
Whether you’re looking for a cozy retreat where you can escape from the hustle and bustle of everyday life, a luxurious beachfront home where you can entertain friends and family, or a smart investment that will provide long-term value, Navarre Real Estate Source is your trusted partner in making your beachfront dreams a reality.