Understanding the Homestead Exemption in Northwest Florida

Owning a home in Florida comes with various benefits, and one of the most significant is the homestead exemption. This tax exemption is designed to reduce the property tax burden for homeowners who use their property as their primary residence. For homeowners in Okaloosa, Escambia, and Santa Rosa counties, understanding the homestead exemption will help maximize your savings and ensure compliance with local tax laws.

Let’s explore why it is important to you, and how to apply.
home with sunset in the background

What is the Homestead Exemption?

The homestead exemption is a legal provision that allows homeowners to reduce the taxable value of their primary residence by up to $50,000. The first half applies to all property taxes, while the second half applies only to non-school taxes (such as taxes for county government, city/municipality, districts, emergency services, and infrastructure like roads and bridges). Additionally, Florida’s “Save Our Homes” cap limits yearly increases in a property’s assessed value to 3% or the percentage change in the Consumer Price Index, whichever is lower. This provides homeowners with long-term stability and protection against rising property values.

Who Qualifies?

To qualify for the homestead exemption, the property must be your permanent residence as of January 1 of the tax year. Applicants must be U.S. citizens or permanent residents, and only one homestead exemption is allowed per individual or married couple. Proof of residency is required, which may include a Florida driver’s license, voter registration, and/or utility bills. These documents verify that the property is your primary residence, ensuring compliance with the exemption requirements.

Depending on income requirements, seniors aged 65 or older may qualify for additional exemptions. Disabled veterans and those with disabilities may also have additional reductions in their property taxes. For example, a homeowner who qualifies for both the homestead exemption and a disability exemption could see significant reductions in their tax liability.

How to Apply & When to Renew

Applying for the homestead exemption is a simple and straightforward process. Application form DR-501, along with the necessary proof of residency documentation, must be filed with the county property appraiser’s office by March 1 of the tax year. For Okaloosa and Escambia County homeowners, applications can be filled out online through the property appraiser’s website. However, Santa Rosa County encourages first-time applicants to visit their office.

The homestead exemption for Okaloosa, Escambia, and Santa Rosa counties automatically renews each year, making it easy to maintain your benefits.

If your primary residence changes or the property is converted to a rental property, you are required to notify the Property Appraiser’s Office. Fines and penalties (including back taxes) may apply if you fail to update your status.

The homestead exemption is a great tool for reducing property taxes and protecting your home. Do you have any questions about filing or whether you qualify? Contact your county’s property appraiser’s office or ask your real estate agent.

The Importance of Carbon Monoxide Detectors

As the temperatures drop and Navarre homeowners begin to rely turn on their heaters, safety measures like carbon monoxide detectors become even more critical. Carbon monoxide (CO) is often called “the silent killer,” since it doesn’t have an odor, color or taste. Let’s discuss why your home needs a carbon monoxide detector, how to respond to an alert, and how to prevent CO exposure in your home.

Understanding Carbon Monoxide (CO)

What is Carbon Monoxide?

CO is a product of burning fuels such as natural gas (including propane) or wood. It’s produced when combustion occurs without adequate ventilation or oxygen supply. Common causes of Co come from gas furnaces, water heaters, fireplaces, gas stoves/ovens and vehicles running in closed spaces (attached garages).

Why is CO Dangerous?

When CO binds to the hemoglobin in your blood, it prevents oxygen from circulating causing severe health consequences. Increased exposure to a high-level of CO may result in unconsciousness or even death.

If you’re experiencing any of these symptoms it is important to seek medical attention. Remember, early detection of CO poisoning can save lives.

  • Mild Exposure: Headaches, nausea and/or fatigue
  • Moderate Exposure: Dizziness, confusion and/or difficulty breathing
  • Severe Exposure: Loss of consciousness or death

Why Every Home Needs a Carbon Monoxide Detector

Carbon monoxide detectors help save lives by providing early warnings, allowing people to leave the area before CO levels rise to deadly levels. Additionally, CO detector alerts you before symptoms like dizziness, nausea, or confusion set in.

When carbon monoxide (CO) detectors sense dangerous levels, they will sound an alarm similar to a fire alarm. When deciding where to place your carbon monoxide detectors, position them near sleeping areas and common rooms, while avoiding placement near vents. Remember to test detectors monthly** and replace batteries annually.

If your CO detector alarms, be sure to evacuate the area immediately, call 911 and do not re-enter until you’re given clearance.

Prioritizing Carbon Monoxide Safety in Your Home

Carbon monoxide detectors are an essential safety feature for every household. As cooler Florida weather and we’re turning on our heating systems, by installing, maintaining and knowing how to respond to CO detector alerts ensures your family’s safety.

Discover Your Dream Home at 5990 Mountain Crest Avenue

Buy

navarre pier with a blue skyUnlocking the door to your dream home is an exciting journey, and at Navarre Real Estate Source, we are your steadfast guides through every step of the home buying process. As you embark on the adventure of buying a house, our expertise transforms this process into a seamless and personalized experience.

With its unique coastal charm, Navarre demands a nuanced understanding. Our team of real estate agents are knowledgeable in current pricing trends, upcoming developments and neighborhoods, offering insights that go beyond the surface. It’s not just about finding a house; it’s about finding your place in the heartbeat of Navarre. We are confident in our ability to help you buy your dream home.

Why Navarre Real Estate Source?

Our team of real estate agents knows negotiation is an art; it takes skill to ensure you secure optimal terms and prices. In the vibrant and competitive marketing of home buying and selling in Navarre, our prowess becomes your distinct advantage, turning your homeownership dreams into a beach-side reality.

Our experience in navigating the paperwork maze of home buying and selling is where our agents shine. Real estate transactions involve reading the finer print, and our realtors meticulously manage every aspect, ensuring a stress-free path to homeownership. Your focus remains on the joy of finding your perfect home.

Buying a house isn’t just a transaction; it’s a journey, and at Navarre Real Estate Source, we’re dedicated to making it your best one yet. Explore our active listings to begin your adventure toward homeownership in the charming coastal haven of Navarre.

199 matches found

$655,000
8525 Gulf Boulevard, APT 203, Navarre, FL 32566
View Photos (44)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 2
# of Bathrooms: 2
Square Footage: 1522
Year Built: 1996
Area: 1101 - Navarre Beach
Subdivision: Navarre Beach Regncy
Description: Welcome to your slice of paradise at The Regency in Navarre! This exquisite...
Listing Office: KELLER WILLIAMS REALTY GULF COAST
Last Updated: February - 02 - 2025
$639,900
6530 Hartland Street, Navarre, FL 32566
View Photos (48)Virtual Tours (1)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2770
Year Built: 2016
Area: 1105 - West Navarre
Subdivision: HOLLEY BY THE SEA
Description: Inviting 4-Bedroom, 3-Bathroom, 3 car garage Home with Open Concept Living ...
Listing Office: CAROL BROWN FAMILY REAL ESTATE PA
Last Updated: February - 02 - 2025
$1,649,000
7402 Grand Navarre Boulevard, Navarre, FL 32566
View Photos (52)
Property Type: Residential
# of Bedrooms: 5
# of Bathrooms: 5
Square Footage: 2370
Year Built: 2014
Area: 1101 - Navarre Beach
Subdivision: GRAND NAVARRE BLVD
Description: Welcome to The Beach ''This excellently located Waterfront Beach house boas...
Listing Office: REALTY ASSOCIATES OF SANTA ROSA, INC.
Last Updated: February - 02 - 2025
$535,000
3625 Ginger Lane, Navarre, FL 32566
View Photos (36)Virtual Tours (1)
Open House (02/02/2025 - 11:00 am)
Property Type: Residential
# of Bedrooms: 4
# of Bathrooms: 3
Square Footage: 2445
Year Built: 2024
Area: 1103 - Holley
Subdivision: NO RECORDED SUBDIVISION
Description: Discover this newly built custom home in Holley-Navarre. This spacious home...
Listing Office: COLDWELL BANKER REALTY
Last Updated: February - 02 - 2025
$675,000
Welcome Home!
View Photos (87)
Open House (02/08/2025 - 11:00 am)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 3
Square Footage: 3500
Year Built: 2001
Area: 1105 - West Navarre
Subdivision: HOLLEY BY THE SEA
Description: Welcome to 1876 Edgewood Drive, a beautifully renovated two-story home in t...
Listing Office: THE AMERICAN REALTY
Last Updated: February - 02 - 2025
$350,000
2165 Rosewood Drive, Navarre, FL 32566
View Photos (37)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1910
Year Built: 1990
Area: 1102 - East Navarre
Subdivision: CRESCENT SHORES
Description: OPEN HOUSE: SAT, FEB 1, 1-3PM. Welcome to this lovely, spacious, & Well-Mai...
Listing Office: LPT Realty
Last Updated: February - 02 - 2025
$624,900
9643 Indian Stone Court, Navarre, FL 32566
View Photos (67)Virtual Tours (1)
Open House (02/02/2025 - 12:00 pm)
Property Type: Residential
# of Bedrooms: 3
# of Bathrooms: 4
Square Footage: 1936
Year Built: 2022
Area: 1102 - East Navarre
Subdivision: SOUNDSIDE ADDN
Listing Office: KELLER WILLIAMS REALTY GULF COAST
Last Updated: February - 02 - 2025
$2,650,000
Property Type: Residential
# of Bedrooms: 6
# of Bathrooms: 7
Square Footage: 3706
Year Built: 2024
Area: 1101 - Navarre Beach
Subdivision: NAVARRE BEACH
Description: Brand New on 'NAVARRE BEACH'' This excellently located Waterfront Beach hou...
Listing Office: REALTY ASSOCIATES OF SANTA ROSA, INC.
Last Updated: February - 01 - 2025
$2,650,000
1470 Alabama Street .
View Photos (64)Videos (1)
Property Type: Residential
# of Bedrooms: 6
# of Bathrooms: 7
Square Footage: 3706
Year Built: 2024
Area: 1101 - Navarre Beach
Subdivision: NAVARRE BEACH
Description: Welcome to Navarre Beach '' This excellently located Waterfront Beach house...
Listing Office: REALTY ASSOCIATES OF SANTA ROSA, INC.
Last Updated: February - 01 - 2025
$2,200
FAMILY ROOM
View Photos (24)
Property Type: Rental
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1700
Year Built: 2002
Area: 1105 - West Navarre
Subdivision: HIDEN BAY VILLAGE - PH 2
Description: LOVELY 3 BEDROOM 2 BATH HOME! ALL CERAMIC TILE & LUXURY VINYL PLANK FLOORI...
Listing Office: Southern Shores Realty
Last Updated: February - 01 - 2025

1 2 3 4 5 6 ... 20
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Are you searching for a home for sale in Pace, FL that combines elegance with space and modern comforts? If so, look no further than the stunning property at title=”5990 Mountain Crest Avenue in Pace, FL”>5990 Mountain Crest Avenue. This home seamlessly brings together luxury, convenience and the best of Northwest Florida living—all in one place!

Why This Home for Sale Stands Out

This beautiful property boasts 5 bedrooms and 3.5 bathrooms on 1.08 acres. As you step through the front door, you’ll be welcomed by an open-concept layout thoughtfully designed to maximize space and natural light, creating a warm and inviting atmosphere in every room. Next, with its spacious living room and family area, this home offers the ideal setting for both entertaining and relaxation. Furthermore, the kitchen is equipped with high-end stainless steel appliances, a large kitchen island and generous counter space. Each bedroom also features large windows, providing ample natural light. Meanwhile, in the master suite’s bathroom, you’ll find double vanities, a large soaking tub and a separate shower.

But the amenities don’t stop there! This home’s backyard is a tropical oasis, complete with a massive lagoon-style swimming pool featuring three fountains, LED lighting, palm trees and, of course, a cabana!

Don’t miss out on this rare opportunity to own a beautiful, spacious home in Pace, FL. Visit our listing for 5990 Mountain Crest Avenue to see more details, photos and to schedule a tour. Your new home is calling… schedule your showing today!

Experience the Ultimate in Coastal Living with Navarre Beachfront Homes

Imagine waking up each morning to the serene sound of waves gently hitting the shore, as the sun rises over the horizon. The first rays of light fill your room, inviting you to step onto your balcony, where you can sip your morning coffee while gazing out at the endless expanse of the Gulf of Mexico. This is not just a daydream — this is the reality of life in a Navarre beachfront home.

Nestled along the sugar-white sands of Florida’s Emerald Coast, Navarre offers a unique blend of natural beauty, tranquility, and a friendly community. Here, you’ll find that life moves at a more relaxed pace, allowing you to fully enjoy the serenity of Navarre beachfront living. Whether you’re seeking a peaceful retreat, a family-friendly environment, or a vibrant spot for entertaining, Navarre has something to offer everyone.

Navarre Real Estate Source: Your Gateway to Coastal Luxury

At Navarre Real Estate Source, we believe that buying a home is more than just a financial decision—it’s a commitment to a lifestyle. That’s why we take great pride in offering a handpicked selection of Navarre beachfront homes that cater to a variety of tastes and needs.

Imagine spending your days exploring pristine beaches, kayaking or paddle boarding near the local’s favorite Juana’s, or simply lounging by the water. As the day winds down, you can unwind on your private deck, enjoying a front-row seat to some of the most breathtaking sunsets you’ll ever witness.

Why Choose Navarre Real Estate Source?

navarre real estateWhat sets Navarre Real Estate Source apart is our unwavering commitment to our clients. We understand that every buyer has unique needs and preferences, and we are dedicated to finding the perfect match for each of our clients. Our team consists of experienced real estate professionals who have a deep connection to the Navarre community. This local expertise gives us an edge in identifying the best properties and negotiating the best deals for our clients.

We are not just selling homes; we are offering a personalized real estate experience. Our approach is tailored to ensure that every client feels valued and supported throughout the entire buying process. From the initial consultation to closing, we are with you every step of the way, providing expert guidance and answering any questions you may have.

Our commitment to excellence is reflected in the stories of our satisfied clients. Whether you’re a first-time buyer looking for an investment home, a retiree seeking a peaceful place to enjoy your golden years, or an investor looking for a property with strong rental potential, we have helped countless clients achieve their real estate goals.

Your Dream Home Awaits

Owning a piece of Navarre’s pristine coastline is more than just a dream; it’s a reality that is within your reach. At Navarre Real Estate Source, we are here to help you make that dream come true.

Don’t let this opportunity pass you by. Contact Navarre Real Estate Source today to schedule a consultation and begin your journey toward owning a beachfront home. Our team is ready to assist you in finding the perfect property that meets your needs and exceeds your expectations. Your ideal coastal sanctuary is waiting for you, and we are here to help you find it.

Whether you’re looking for a cozy retreat where you can escape from the hustle and bustle of everyday life, a luxurious beachfront home where you can entertain friends and family, or a smart investment that will provide long-term value, Navarre Real Estate Source is your trusted partner in making your beachfront dreams a reality.

Why the Age of Your Roof is Important When Buying a Home

Buy

blue house with a newer roofWhen considering purchasing a home, one of the most critical yet often overlooked aspects is the age of the roof. Here’s why the age of your roof should be one of your top priority items in your home buying decision:

Impact on the Value of Your Home

Resale Value: A newer roof can significantly enhance the resale value of a home. Prospective buyers are likely to be more attracted to a property with a recently installed roof, knowing they won’t need to replace it soon.
Marketability: Homes with newer roofs tend to sell faster because buyers appreciate the assurance of not having to face immediate roofing issues.

Maintenance Costs

Immediate Repairs: Older roofs may require immediate repairs or even replacement, which can be a substantial out-of-pocket expense for the home buyer. Knowing the roof’s age helps you anticipate these costs and make an informed decision on your offer when purchasing the home.
Routine Maintenance: Leaks can be sneaky and can pop up in heavy rains. Regular maintenance on an older roof can be more frequent and costly. On the other hand, a newer roof typically requires less maintenance.

Energy Efficiency

Insulation: Roofing materials and insulation technology improve over time. A newer roof is likely to be more energy-efficient, helping to reduce heating and cooling costs.
Ventilation: Modern roofs often have better ventilation systems, which can also contribute to overall energy efficiency and comfort in the home.

Insurance Considerations

Effects on Premiums: The age of the roof can affect homeowners’ insurance premiums. Newer roofs are less likely to suffer damage and therefore might reduce insurance costs.
Coverage: Insurance companies may be reluctant to fully cover older roofs, especially those nearing the end of their expected lifespan.

Importance of a Home Inspection

Professional Assessment: A thorough home inspection, especially of the roof, can identify issues that might not be visible to the untrained eye. Inspectors can spot signs of wear, potential leaks, and structural problems.
Informed Decision: An inspection report provides detailed information about the roof’s condition, helping buyers make informed decisions and negotiate repairs or replacements with the seller.
Planning Your Future: Knowing the current state of the roof through a professional inspection allows for better financial planning and budgeting for any future repairs or replacements.

Future Planning

Budgeting: Understanding the age and expected lifespan of the roof allows for better financial planning. You can budget for future replacements or major repairs accordingly.
Peace of Mind: Knowing that the roof is relatively new provides peace of mind that you won’t face major roofing issues in the near future.

The age and condition of the roof are critical factors in the overall value and safety of a home. When buying a home, always inquire about the age of the roof and consider having a professional 4-point inspection to assess its condition. This due diligence can save you money and prevent unexpected surprises down the line.

By prioritizing the age and inspection of the roof in your home buying decision, you ensure a safer, more efficient, and financially sound investment. Trust Navarre Real Estate Source to guide you from your initial home search to the closing table, ensuring you make the best possible investment.

How to Get Preapproved for a Mortgage Loan: The Do’s and Don’ts

Buy

steps to getting preaproved for a mortgage loanSecuring a mortgage loan preapproval is a pivotal step in the home buying process.

It not only gives you a clear understanding of your budget but also makes you an attractive buyer to sellers. In this comprehensive guide, we’ll walk you through the process of getting preapproved for a mortgage loan, highlight key dos and don’ts, and introduce you to local lenders in Navarre. Plus, we’ll show you how Navarre Real Estate Source’s team of agents can assist you in finding the perfect home in Navarre.

What is Mortgage Loan Preapproval?

Mortgage loan preapproval is an assessment by a lender that determines how much you are qualified to borrow before you even start house hunting. This involves a thorough evaluation of your financial status, including your credit score, income, assets, and debts.

Importance of Mortgage Loan Preapproval

Getting preapproved for a mortgage loan offers several benefits:

  • Budget Clarity: Knowing your borrowing limit helps narrow down your home search.
  • Stronger Offers: Sellers are more likely to consider offers from preapproved buyers.
  • Faster Closing: With preapproval, the loan process can move more quickly once you find a home.

The Dos and Don’ts of Getting Preapproved for a Mortgage Loan

  • The Dos

    • Do Check Your Credit Score: Before applying for preapproval, obtain your credit report and score. A higher credit score can lead to better loan terms.
    • Do Gather Financial Documents: Prepare essential documents such as tax returns, pay stubs, bank statements, and proof of assets. Lenders will require these to verify your financial stability.
    • Do Compare Lenders: Different lenders offer varying interest rates and terms. Shop around to find the best deal.
    • Do Get Preapproved Early: Getting preapproved before you start house hunting gives you a clear idea of your budget and strengthens your offer.
  • The Don’ts

    • Don’t Make Major Financial Changes: Avoid significant financial changes such as job switches or large purchases, as they can impact your creditworthiness.
    • Don’t Apply for New Credit: Refrain from opening new credit accounts during the preapproval process to avoid negatively affecting your credit score.
    • Don’t Hide Financial Information: Be transparent about your financial situation. Lying or hiding information can lead to denial of your loan.

Why Work with Navarre Real Estate Source’s Team?

After securing preapproval, the next step is finding your dream home. Navarre Real Estate Source’s team of experienced agents can help you navigate the local market. Their deep knowledge of the Navarre area ensures you’ll find a home that meets your needs and budget.

Frequently Asked Questions

  • What is the difference between prequalification and preapproval? Prequalification gives you an estimate of how much you can borrow, while preapproval involves a more thorough evaluation of your finances and provides a conditional commitment from the lender.
  • How long does the preapproval process take? The preapproval process typically takes a few days to a week, depending on how quickly you can provide the necessary documents.
  • How long is a mortgage preapproval valid? A mortgage preapproval is usually valid for 60 to 90 days. After that, you may need to update your financial information with the lender.
  • Can I get preapproved with bad credit? Yes, you can still get preapproved with bad credit, but your loan options may be limited, and you may face higher interest rates.
  • What happens if my financial situation changes after preapproval? If your financial situation changes, such as a job loss or a significant new debt, inform your lender immediately, as it could impact your preapproval status.
  • How can Navarre Real Estate Source help after I get preapproved? Navarre Real Estate Source’s team can assist you in finding the perfect home in Navarre, leveraging their local expertise and market knowledge to ensure a smooth home buying process.

Local Lenders in Navarre, Florida

When seeking preapproval, consider working with local lenders who understand the Navarre market:

Getting preapproved for a mortgage loan is a vital step in the home buying journey. By following the dos and don’ts outlined in our guide and working with local lenders in Navarre, you can streamline the process and position yourself as a strong buyer. Once preapproved, Navarre Real Estate Source’s team of agents can help you find the perfect home in this beautiful coastal community!

Explore Luxury Living at 2552 1st Court, Navarre, FL 32566

exterior view of 2552 1st court navarre

If you’re on the hunt for a luxurious home in Navarre, FL, 2552 1st Court is a property that demands your attention. Located in the exclusive Hidden Creek subdivision (located in Holly By the Sea), this residence offers an exceptional combination of elegance, space, and modern comforts. Priced at $579,999, this 4-bedroom, 3-bathroom home is a standout in the market, ideal for families and individuals seeking a high-quality living experience.

 

Prime Location and Community

One of the most appealing aspects of 2552 1st Court is its location. Hidden Creek is known for its peaceful ambiance, friendly community, and proximity to essential amenities. Navarre itself is a vibrant town famous for its stunning beaches, excellent schools, and community spirit. This property places you just minutes away from the beautiful Navarre Beach, a variety of dining options, shopping centers, and recreational facilities. Whether you’re a nature lover, a foodie, or enjoy a day of shopping, you’ll find everything you need within a short drive.

Spacious and Elegant Design

This contemporary single-family home boasts a generous 2,927 square feet of living space. Built in 2001, it sits on a spacious 0.67-acre lot, providing plenty of room for outdoor activities and potential landscaping projects. The house is designed with both aesthetics and functionality in mind, featuring 10-foot high ceilings that contribute to its open and airy feel. The design and layout make it perfect for hosting gatherings and family events.

Inviting Living Spaces: Upon entering, you’re greeted by a grand living room that sets the tone for the rest of the house. The living area is accentuated by large windows that flood the space with natural light, creating a warm and welcoming atmosphere. The centerpiece of the living room is a cozy wood-burning fireplace, ideal for creating a relaxing environment during cooler months. This space is perfect for family gatherings or unwinding after a long day.

Gourmet Kitchen For those who love to cook, the kitchen at 2552 1st Court will be a delight. It features modern appliances, ample counter space, and plenty of storage options. The kitchen flows seamlessly into the dining area, making it convenient for entertaining guests. Whether you’re preparing a quick breakfast or hosting a dinner party, this kitchen is equipped to handle all your culinary needs.

Master Suite Retreat The master suite is designed to be a sanctuary of comfort and luxury. The spacious bedroom offers plenty of room for a king-sized bed and additional furniture. The en-suite bathroom enhances the luxurious feel with a soaking tub, a separate shower, and dual vanities. A large walk-in closet provides ample space for your wardrobe, making it easy to keep everything organized.

Additional Bedrooms and Flex Spaces In addition to the master suite, the home includes three more bedrooms, each generously sized to ensure comfort and privacy for family members and guests. One of the standout features of this property is its dedicated office space, perfect for those who work from home or need a quiet place to study. There’s also a flex room that can be customized to suit your needs—whether you envision a playroom, a gym, or an additional living area.

Outdoor Living

The outdoor space at 2552 1st Court is just as impressive as the interior. The large backyard offers endless possibilities, from creating a garden oasis to setting up a play area for children. The property also features a three-car garage and a spacious driveway, ensuring ample parking for residents and visitors alike.

Modern Conveniences

This home is equipped with all the modern amenities to ensure a comfortable living experience. Central heating and cooling keep the temperature just right year-round, while updated fixtures and high-quality finishes add a touch of elegance to every room. The community itself offers a range of local amenities, including parks, golf courses, and organized community events, fostering a sense of belonging and engagement.

Your Dream Home Awaits

2552 1st Court in Navarre, FL, is more than just a house—it’s a place where you can create lasting memories. With its prime location, spacious design, and luxurious features, it offers everything you need for a comfortable and fulfilling lifestyle. Whether you’re looking for a family home, a place to retire, or an investment property, this home ticks all the boxes. Don’t miss out on the opportunity to own this beautiful property in one of Navarre’s most desirable neighborhoods.

For more information or to schedule a viewing, visit the listing and take the first step towards making this dream home yours.

Featured Property: 7472 Sunset Harbor Dr

Buy

Nestled along the serene shores of Navarre, Florida, lies a hidden gem waiting to be discovered. Welcome to 7472 Sunset Harbor Dr, a waterfront oasis offering tranquility and coastal charm. Let’s take a closer look at what makes this property a dream come true for those looking the perfect blend of luxury and relaxation in Navarre.

7472 sunset harbor dr livingroom
7472 sunset harbor dr view
7472 sunset harbor dr kitchen

Property Overview

Situated in the prestigious Sunset Harbor condominium community, this meticulously maintained residence boasts breathtaking views of the Santa Rosa Sound. With 3 bedrooms, 2 bathrooms, and an open-concept living area, this home provides plenty of space for both relaxation and entertainment. Step inside to discover modern finishes, abundant natural light, and a layout designed for effortless coastal living.

Amenities and Features

From the moment you arrive, you’ll be captivated by the array of amenities that enhance the lifestyle at 7472 Sunset Harbor Dr. Enjoy lazy afternoons by the sparkling waterfront pool, unwind in the hot tub, or launch your kayak for a scenic paddle along the sound. With a private balcony, every day feels like a vacation in Navarre.

Location Highlights

Conveniently located just minutes from Navarre Beach, this property offers easy access to pristine white sands and emerald waters. Spend your days soaking up the sun, fishing off the pier, or exploring the nearby Gulf Islands National Seashore. With dining, shopping, and entertainment options just a short drive away, you’ll have everything you need right at your fingertips. View our list of local attractions.

Why You’ll Love Living Here

Whether you’re seeking a peaceful retreat or a year-round residence, 7472 Sunset Harbor Dr offers the perfect combination of comfort and convenience. Imagine waking up to panoramic water views, sipping your morning coffee on the balcony, and ending each day with a spectacular sunset over the sound. This is more than a home – it’s a lifestyle, and we have the real estate agents to make your dream a reality.

Experience the best of waterfront living at 7472 Sunset Harbor Dr, where luxury meets coastal charm in the heart of Navarre, FL. Don’t miss your chance to make this stunning property your own and start living the life you’ve always dreamed of. Schedule a showing today and prepare to fall in love with everything this waterfront oasis has to offer.

Ready to make 7472 Sunset Harbor Dr your new home?

Contact Navarre Real Estate Source today to schedule a private tour and discover the magic of waterfront living in Navarre, FL.

Family-Friendly Fun: Why Navarre, FL, is Perfect for Your Next Home

Nestled along the stunning Emerald Coast is Navarre, Florida, offering a perfect blend of natural beauty, small-town beach spirit, and family-friendly attractions. If you’re considering relocating to this picturesque paradise, you’re in for a treat. Here’s why Navarre is the ideal destination for your next family home, with nearby attractions in Fort Walton, Pensacola, and Destin.

Local Area Attractions

  • Pristine Beaches: Sink your feet into the soft, sugar-white sands and soak up the sounds of the crashing waves. Navarre boasts some of the most pristine beaches in Florida (and the world). Families can enjoy endless days of fun in the sun, building sandcastles, swimming, and soaking up breathtaking Gulf views. Nearby, Fort Walton Beach, Pensacola Beach, and Destin offer equally beautiful shores, perfect for family beach outings and water activities.
  • Outdoor Adventures: From kayaking along the tranquil Santa Rosa Sound to hiking through the scenic Navarre Beach Marine Park, outdoor enthusiasts will find no shortage of adventures in Navarre. Families can also explore the natural beauty of places like Fort Walton’s Okaloosa Island and Pensacola’s Gulf Islands National Seashore. In Destin, thrilling activities such as dolphin cruises, parasailing, and snorkeling await adventurous families at every turn.
  • Top-Rated Schools: Navarre is home to excellent schools, making it an ideal location for families with children. Nearby communities like Fort Walton Beach, Pensacola, and Destin also offer quality educational options, ensuring that children receive a well-rounded education in a supportive environment. Not sure which area is the best for your schooling needs? Let us help you navigate the home search!
  • Community Events and Festivals: Throughout the year, Navarre and its neighboring towns host a variety of community events and festivals. From Pensacola’s Blue Angels Air Show to Destin’s HarborWalk Village events, there’s always something exciting happening nearby. These events provide opportunities for families to come together, have fun, and create lasting memories.
  • Family-Friendly Attractions: Navarre offers an assortment of family-friendly attractions, and nearby towns add even more to the mix. Families can visit attractions like Fort Walton’s Gulfarium Marine Adventure Park, Pensacola’s National Naval Aviation Museum, and Destin’s Big Kahuna’s Water & Adventure Park for unforgettable experiences and endless entertainment.

With its pristine beaches, outdoor adventures, top-rated schools, community events, and family-friendly attractions, Navarre, FL, is the perfect place to call home for families seeking a blend of coastal charm and small-town hospitality. And with Fort Walton, Pensacola, and Destin just a short drive away, the possibilities for family fun are endless. Start your journey to homeownership in Navarre today and create lasting memories with your loved ones along the beautiful Emerald Coast.

Current Featured Properties

Homeowner Associations (HOAs): The Good and the Bad

Buy

Residing in Navarre, Florida, offers a picturesque lifestyle many aspire to, with the choice of neighborhood playing a pivotal role in fulfilling this dream. One critical consideration is the potential involvement in a Homeowners Association (HOA). The benefits and challenges of living within an HOA-governed community are significant, making it essential to understand what an HOA entails.

Understanding the Role of an HOA in Your Home-ownership

An HOA serves as a governing body for a community, typically managed by a board of directors elected from amongst the residents. Here’s an overview of their primary responsibilities:

  • Rule Enforcement and Setting: HOAs implement Covenants, Conditions, and Restrictions (CC&Rs), governing aspects from parking norms and landscaping to pet regulations and exterior home designs.
  • Maintenance of Common Areas: The association ensures the upkeep of communal facilities such as parks, pools, and clubhouses, including landscaping, waste management and debris removal.
  • Dispute Resolution: Conflicts between neighbors over property boundaries, noise complaints, or other issues can arise in any community. HOAs typically provide mediation services or set guidelines for dispute resolution, offering an organized and impartial platform to address and resolve such issues. This structured approach to conflict resolution can help maintain harmony within the community and prevent minor disagreements from escalating.
  • Fee Collection: The dues required by an HOA help with the cost of the maintenance of shared spaces, amenities, and the operational costs of the HOA itself.

Advantages of HOA Community Living

  • Property Value Preservation: HOAs play a critical role in maintaining and even increasing the value of homes within the community through strict rules for aesthetics and structural standards. This uniformity ensures that individual actions or neglect do not poorly reflect the overall appearance or value of the neighborhood. Homeowners are often willing to pay a premium for properties within well-managed HOA communities, recognizing the long-term benefits of such governance.
  • Well-Maintained Common Areas: HOAs ensure that shared spaces remain in pristine condition, reflecting positively on the neighborhood. This includes well manicured landscapes, clean recreational areas and timely renovations as needed. HOAs provide a more enjoyable neighborhood for homeowners and foster a sense of community pride and togetherness.
  • Access to Amenities: Residents of HOA communities enjoy exclusive amenities such as swimming pools, state-of-the-art fitness centers, and recreational facilities.

These expanded benefits illustrate the multifaceted role HOAs play in enhancing the living experience within a community, offering a mix of aesthetic, recreational, security, and social advantages that contribute to a high quality of life for their residents.

Challenges of HOA Community Living

  • Fees and Restrictions: HOAs charge monthly or annual fees to cover the maintenance of common areas and amenities, and these fees can be substantial depending on the range and quality of amenities offered. Additionally, there may be assessments for major projects or repairs. The financial burden doesn’t stop at fees; the restrictions imposed by HOAs on exterior home modifications can necessitate additional spending to comply with community standards. From the paint color to landscaping choices and even the type of mailbox or exterior decorations allowed, these rules can feel overly restrictive and lead to increased homeowner expenses.
  • Risk of Conflicts: Differences in opinion between homeowners and the HOA board, or amongst neighbors, can lead to disputes with longer timelines to resolution.
  • Reduced Autonomy: The CC&Rs (Covenants, Conditions, and Restrictions) can govern everything from the color of your house to the type of fencing allowed or even the placement of satellite dishes. This can be particularly frustrating for homeowners who value individual expression through their property or who wish to make eco-friendly upgrades that conflict with HOA guidelines, such as installing solar panels or xeriscaping. The process of seeking approval for changes can be cumbersome, discouraging homeowners from making desired modifications.

Understanding these challenges is crucial for prospective and current HOA community members alike. While the benefits of such communities are significant, weighing them against the potential downsides is essential for making informed decisions about where to live.

Making an Informed Decision

The decision to live in an HOA-governed community largely depends on individual preferences. If the benefits of a well-kept neighborhood, access to amenities, and enhanced property values align with your expectations, an HOA community could be a perfect match. Conversely, if you prioritize greater control over your property and fewer restrictions, a non-HOA community may suit you better.

Let Navarre Real Estate Source Guide You

Navarre Real Estate Source is here to help you find your ideal home in Navarre, whether it falls within an HOA community or not. Our expertise in the local real estate market ensures we align your living preferences with the right community. Reach out to us today to take the next step towards achieving your real estate objectives in Navarre.