6643 Water Street, Navarre, FL 32566 (MLS# 988247)


$449,000
6643 Water Street
Navarre, FL 32566
MLS# 988247
Status: Pending
6 beds  |  4 baths  |  2624 sqft


6643 Water Street, Navarre, FL 32566
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Property Description
Excellent opportunity for investors or owner occupants. Live in one unit and have the income from the other unit pay your mortgage or create your own family compound. This duplex features 2 units, each measure over 1200 sq ft. 3bedroom/2 bath with an open patio, fenced back yard with separate driveways and garages Currently occupied but seller may terminate leases with a 30 day notice. Newer upgrades include 2021 roof, 2024 & 2020 HVAC's. Holley By-The-Sea HOA offers access to the multi-million dollar recreational and clubhouse facility that includes: pools, sauna and steam room, gym, tennis and pickleball courts, & community room.

Details
Maps
Documents
Status Change Info
Status: Pending
Under Contract Date: 2026-02-20
Contract Info
List Date: 2025-10-24
Current Price: $449,000
List Price: $449,000
List Price/SqFt: 171.11
Listing Board: Navarre
Location Tax and Legal
Area: 11 - Navarre/Gulf Breeze
Street #: 6643
Street Name: Water
Street Suffix: Street
State: FL
Zip Code: 32566
County: Santa Rosa
Project Name/Subdivision: HOLLEY BY THE SEA
Parcel ID: 18-2S-26-1920-00200-0070
General Property Info
Sub-Type: Attached Single Unit
Design: Duplex
Apx SqFt(Htd/Cooled): 2624
SqFt Source: Appraiser
Bedrooms: 6
Full Baths: 4
Total Bathrooms: 4
# Stories: 2
Year Built: 2004
Garage: Yes
Carport: No
Acreage: 0.47
Pool: Yes
Pool Type: Community
Property Features
Construction Status: Construction Complete
Zoning: Resid Multi-Family
Parking Features: Garage Attached
Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Exercise Room; Fishing; Pavillion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool; Sauna/Steam Room; Tennis; Waterfront
Exterior: Fenced Back Yard; Lawn Pump; Patio Open; Sprinkler System
Interior: Floor Vinyl; Floor WW Carpet; Split Bedroom; Washer/Dryer Hookup; Window Treatment All
Appliances: Auto Garage Door Opn; Dishwasher; Microwave; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric
Utilities: Public Water; Septic Tank
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: Second
Kitchen: First
Living Room: First
Full Bathroom: Second
Rooms: Bedroom; Dining Area; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional; FHA; VA
Fees Include: Accounting; Land Recreation; Master Association; Recreational Faclty
Existing Leases: 7 - 12 Months
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst18 x 1218.0012.0018 x 12
Dining AreaFirst12.5 x 912.509.0012.5 x 9
KitchenFirst10 x 9.510.009.5010 x 9.5
Master BedroomFirst13 x 1213.0012.0013 x 12
Master BathroomFirst12.5 x 612.506.0012.5 x 6
BedroomSecond13.5 x 10.513.5010.5013.5 x 10.5
BedroomSecond12 x 10.512.0010.5012 x 10.5
Full BathroomSecond9 x 69.006.009 x 6

Listing Office: Pullum Real Estate Group

Last Updated: February - 22 - 2026

All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.